Mudra Loan
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🇮🇳 Government of India Scheme

Micro Units Development and Refinance Agency (MUDRA)

Mudra Loan

Micro Loans for Micro Businesses

MUDRA loans under the Pradhan Mantri MUDRA Yojana (PMMY) provide collateral-free loans to micro and small businesses across manufacturing, trading, and service sectors in three progressive tiers.

Up to ₹50,000

Shishu Tier

₹50,001 – ₹5 Lakh

Kishor Tier

₹5 Lakh – ₹10 Lakh

Tarun Tier

Not Required

Collateral

₹10 Lakh

Maximum (Tarun tier)

7–15

Days to Disburse

No Collateral

Required

8–12%

Interest Rate Range

Quick Check

Am I Eligible?

Tap each criterion to check — how many apply to you?

Not sure about all criteria? Book a free consultation — we'll do a complete eligibility assessment for you.

Checklist

Documents Needed

We help you prepare and verify every document before submission.

Aadhaar Card and PAN Card
Bank statements (6–12 months)
Business registration proof (if existing)
MSME / Udyam Registration
Quotation for machinery / equipment (for equipment loans)
Identity and address proof
Photographs (passport size)
Caste certificate (if applying under special category)

Missing any documents? We assist with obtaining and attesting all required paperwork.

Application

Step-by-Step Process

We manage the entire application — you just review and approve.

01

Choose Your Tier

Identify Shishu, Kishor, or Tarun based on your funding requirement and business stage.

02

Prepare Business Details

We help you prepare a concise business plan, cost estimates, and required documents.

03

Apply at Lender

We identify the right bank or NBFC and submit your application with all documents.

04

Approval & Disbursal

Lender appraises and disburses the loan within 7–15 days for eligible applicants.

FAQs

Got Questions?

We've answered the most common questions about Mudra Loan. Need more clarity? Call us.

Shishu covers up to ₹50,000 for very small businesses. Kishor covers ₹50K–₹5L for businesses needing moderate funding. Tarun covers ₹5L–₹10L for growing enterprises. Each has different documentation requirements.

Mudra Loan

Apply Today

Get Up to ₹10 Lakh
for Your Business

Collateral Free | Low Interest · 7–15 days · 90%+ Success Rate

Start Application

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