PMEGPCGTMSEMudra LoanStand-Up IndiaStartup IndiaPMFME
Government of India Approved

Government Schemes

We help you access the best government schemes designed for MSMEs and startups

₹50L+

Max Funding

35%

Max Subsidy

6

Active Schemes

90%+

Approval Rate

PMEGP
PMEGP

Prime Minister's Employment Generation Programme

Up to ₹50 Lakh

Max Amount

15–35% Subsidy

Subsidy

45–90 days

Timeline

About

Collateral-free loan for setting up new micro-enterprises in manufacturing and service sectors.

Eligibility

  • Age 18 years and above
  • Class 8 pass for projects above ₹10L
  • New enterprise only
  • No income ceiling for new projects

Documents Required

  • Aadhar Card
  • PAN Card
  • Caste Certificate (if applicable)
  • Detailed Project Report
  • Bank account details
CGTMSE
CGTMSE

Credit Guarantee Fund Trust for Micro and Small Enterprises

Up to ₹5 Crore

Max Amount

Collateral-Free

Subsidy

30–60 days

Timeline

About

Government-backed credit guarantee for MSEs to access institutional credit without collateral.

Eligibility

  • Micro and Small Enterprises
  • Manufacturing or service sector
  • Existing or new business
  • Valid MSME registration

Documents Required

  • Udyam Registration
  • CA-certified Balance Sheet
  • IT Returns (3 years)
  • KYC documents
  • Project Report
Mudra Loan
Mudra Loan

Micro Units Development and Refinance Agency

Up to ₹10 Lakh

Max Amount

Low Interest Rate

Subsidy

7–15 days

Timeline

About

Loans under Shishu (₹50K), Kishor (₹5L), and Tarun (₹10L) categories for micro businesses.

Eligibility

  • Non-corporate, non-farm micro/small enterprises
  • Business expansion or new setup
  • No default with any bank
  • Clean CIBIL record

Documents Required

  • Business plan/Quotation
  • Identity & Address proof
  • Bank statements (6 months)
  • Proof of business activity
Stand-Up India
Stand-Up India

Stand-Up India Scheme

₹10L – ₹1 Crore

Max Amount

SC/ST & Women

Subsidy

30–45 days

Timeline

About

Bank loans to SC/ST and women entrepreneurs for setting up greenfield enterprises.

Eligibility

  • SC/ST entrepreneur or woman entrepreneur
  • First generation entrepreneur
  • Greenfield enterprise only
  • Age 18 and above

Documents Required

  • SC/ST certificate / Gender proof
  • Detailed Project Report
  • Identity & Address proof
  • Land/premises proof
Startup India
Startup India

Startup India Seed Fund Scheme

Up to ₹50 Lakh

Max Amount

Equity & Grants

Subsidy

60–90 days

Timeline

About

Seed funding for startups to validate their proof of concept and prototype development.

Eligibility

  • DPIIT recognized startup
  • Incorporated within last 10 years
  • Annual turnover below ₹100 Crore
  • Working on innovation/IP

Documents Required

  • DPIIT Recognition Certificate
  • Incorporation Certificate
  • Pitch Deck / Business Plan
  • Financial Statements
PMFME
PMFME

PM Formalisation of Micro Food Processing Enterprises

Up to ₹10 Lakh

Max Amount

35% Credit-Linked

Subsidy

45–75 days

Timeline

About

Support for micro food processing enterprises with credit-linked capital subsidy.

Eligibility

  • Existing micro food processing units
  • Proprietorship, partnership, cooperative, SHG, FPO
  • Annual turnover below ₹3 Crore

Documents Required

  • FSSAI License
  • Udyam Registration
  • Bank KYC
  • Project Report with cost estimate
  • Land/rent documents

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